We have found that organizations, like yours, want to provide employees benefit plans which provide their employees with a high quality, comprehensive, and meaningful employee benefit program face a tremendous challenge today. The problem for leaders and managers is how to structure these programs to be both administratively efficient and cost-effective.

This benefit puzzle is not only difficult to solve, but it’s getting more complicated. Trying to minimize the impact of changing employee demographics, tax laws, state and federal health care mandates like the Affordable Care Act / ObamaCare, managed care plans, HMO, HRA, HSA plans, retirement planning, and rising medical / hospital insurance costs can be overwhelming, particularly if you’re doing it with a smaller budget, fewer resources, and a shrinking staff!